/* ============================================================
   BLUECREST FINANCE - MASTER STYLESHEET
   BlueCrestFinance.com | Premium Fintech UI
   ============================================================ */

/* ============================================================
   1. CSS CUSTOM PROPERTIES (DESIGN TOKENS)
   ============================================================ */
:root {
  /* Brand Colors */
  --bcf-navy:          #020B1E;
  --bcf-navy-light:    #041030;
  --bcf-navy-mid:      #071845;
  --bcf-blue:          #0A2463;
  --bcf-blue-light:    #1B3D7E;
  --bcf-blue-bright:   #1652F0;
  --bcf-blue-glow:     #2563EB;
  --bcf-cyan:          #06B6D4;
  --bcf-cyan-light:    #22D3EE;

  /* Gold Accents */
  --bcf-gold:          #D4AF37;
  --bcf-gold-light:    #F0D060;
  --bcf-gold-dark:     #A07820;
  --bcf-gold-pale:     #FDF3C0;
  --bcf-gold-glow:     rgba(212, 175, 55, 0.3);

  /* Neutrals */
  --bcf-white:         #FFFFFF;
  --bcf-off-white:     #F8FAFC;
  --bcf-gray-50:       #F9FAFB;
  --bcf-gray-100:      #F3F4F6;
  --bcf-gray-200:      #E5E7EB;
  --bcf-gray-300:      #D1D5DB;
  --bcf-gray-400:      #9CA3AF;
  --bcf-gray-500:      #6B7280;
  --bcf-gray-600:      #4B5563;
  --bcf-gray-700:      #374151;
  --bcf-gray-800:      #1F2937;
  --bcf-gray-900:      #111827;
  --bcf-black:         #000000;

  /* Status Colors */
  --bcf-success:       #10B981;
  --bcf-success-light: #D1FAE5;
  --bcf-warning:       #F59E0B;
  --bcf-warning-light: #FEF3C7;
  --bcf-danger:        #EF4444;
  --bcf-danger-light:  #FEE2E2;
  --bcf-info:          #3B82F6;
  --bcf-info-light:    #DBEAFE;

  /* Glass Effects */
  --glass-bg:          rgba(255, 255, 255, 0.05);
  --glass-bg-medium:   rgba(255, 255, 255, 0.08);
  --glass-bg-strong:   rgba(255, 255, 255, 0.12);
  --glass-border:      rgba(255, 255, 255, 0.1);
  --glass-border-gold: rgba(212, 175, 55, 0.25);
  --glass-blur:        blur(20px);
  --glass-blur-strong: blur(40px);

  /* Dark Glass */
  --dark-glass:        rgba(2, 11, 30, 0.7);
  --dark-glass-medium: rgba(2, 11, 30, 0.85);

  /* Gradients */
  --grad-navy:         linear-gradient(135deg, #020B1E 0%, #041030 50%, #071845 100%);
  --grad-blue:         linear-gradient(135deg, #0A2463 0%, #1B3D7E 100%);
  --grad-gold:         linear-gradient(135deg, #D4AF37 0%, #F0D060 50%, #A07820 100%);
  --grad-gold-h:       linear-gradient(90deg, #D4AF37 0%, #F0D060 100%);
  --grad-hero:         linear-gradient(135deg, #020B1E 0%, #041030 40%, #0A2463 70%, #071845 100%);
  --grad-card:         linear-gradient(145deg, rgba(255,255,255,0.08) 0%, rgba(255,255,255,0.02) 100%);
  --grad-success:      linear-gradient(135deg, #10B981, #059669);
  --grad-danger:       linear-gradient(135deg, #EF4444, #DC2626);
  --grad-cyan:         linear-gradient(135deg, #06B6D4, #0891B2);

  /* Shadows */
  --shadow-sm:         0 1px 3px rgba(0,0,0,0.3);
  --shadow-md:         0 4px 20px rgba(0,0,0,0.4);
  --shadow-lg:         0 10px 40px rgba(0,0,0,0.5);
  --shadow-xl:         0 20px 60px rgba(0,0,0,0.6);
  --shadow-gold:       0 0 30px rgba(212, 175, 55, 0.3);
  --shadow-gold-sm:    0 0 15px rgba(212, 175, 55, 0.2);
  --shadow-blue:       0 0 30px rgba(26, 82, 240, 0.4);
  --shadow-cyan:       0 0 20px rgba(6, 182, 212, 0.3);
  --shadow-glow:       0 0 60px rgba(26, 82, 240, 0.15);

  /* Typography */
  --font-primary:      'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;
  --font-display:      'Playfair Display', Georgia, serif;
  --font-mono:         'JetBrains Mono', 'Fira Code', 'Courier New', monospace;

  /* Font Sizes */
  --text-xs:    0.75rem;
  --text-sm:    0.875rem;
  --text-base:  1rem;
  --text-lg:    1.125rem;
  --text-xl:    1.25rem;
  --text-2xl:   1.5rem;
  --text-3xl:   1.875rem;
  --text-4xl:   2.25rem;
  --text-5xl:   3rem;
  --text-6xl:   3.75rem;
  --text-7xl:   4.5rem;

  /* Spacing */
  --space-1:  0.25rem;
  --space-2:  0.5rem;
  --space-3:  0.75rem;
  --space-4:  1rem;
  --space-5:  1.25rem;
  --space-6:  1.5rem;
  --space-8:  2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* Border Radius */
  --radius-sm:   4px;
  --radius-md:   8px;
  --radius-lg:   12px;
  --radius-xl:   16px;
  --radius-2xl:  24px;
  --radius-3xl:  32px;
  --radius-full: 9999px;

  /* Transitions */
  --transition-fast:   all 0.15s ease;
  --transition-base:   all 0.3s ease;
  --transition-slow:   all 0.5s ease;
  --transition-spring: all 0.3s cubic-bezier(0.34, 1.56, 0.64, 1);

  /* Z-Index Scale */
  --z-below:    -1;
  --z-base:     0;
  --z-raised:   10;
  --z-dropdown: 100;
  --z-sticky:   200;
  --z-overlay:  300;
  --z-modal:    400;
  --z-toast:    500;
  --z-tooltip:  600;

  /* Layout */
  --nav-height:    80px;
  --sidebar-width: 280px;
  --container-max: 1440px;
}

/* Light Mode Override */
[data-theme="light"] {
  --bcf-navy:          #F8FAFC;
  --bcf-navy-light:    #FFFFFF;
  --glass-bg:          rgba(10, 36, 99, 0.05);
  --glass-bg-medium:   rgba(10, 36, 99, 0.08);
  --glass-border:      rgba(10, 36, 99, 0.15);
}

/* ============================================================
   2. RESET & BASE STYLES
   ============================================================ */
*, *::before, *::after {
  margin:      0;
  padding:     0;
  box-sizing:  border-box;
}

html {
  scroll-behavior:    smooth;
  font-size:          16px;
  text-rendering:     optimizeLegibility;
  -webkit-font-smoothing:  antialiased;
  -moz-osx-font-smoothing: grayscale;
}

body {
  font-family:        var(--font-primary);
  background-color:   var(--bcf-navy);
  color:              var(--bcf-white);
  line-height:        1.6;
  overflow-x:         hidden;
  min-height:         100vh;
}

body.light-mode {
  background-color: var(--bcf-gray-50);
  color:            var(--bcf-gray-900);
}

/* Selection */
::selection {
  background: var(--bcf-gold);
  color:      var(--bcf-navy);
}

/* Scrollbar */
::-webkit-scrollbar         { width: 6px; height: 6px; }
::-webkit-scrollbar-track   { background: var(--bcf-navy-light); }
::-webkit-scrollbar-thumb   { background: var(--bcf-gold); border-radius: var(--radius-full); }
::-webkit-scrollbar-thumb:hover { background: var(--bcf-gold-light); }

/* Focus */
:focus-visible {
  outline:        2px solid var(--bcf-gold);
  outline-offset: 3px;
}

/* Links */
a {
  color:           var(--bcf-gold);
  text-decoration: none;
  transition:      var(--transition-fast);
}
a:hover { color: var(--bcf-gold-light); }

/* Images */
img {
  max-width:  100%;
  height:     auto;
  display:    block;
}

/* Lists */
ul, ol { list-style: none; }

/* Forms */
input, textarea, select, button {
  font-family: inherit;
  font-size:   inherit;
}

/* ============================================================
   3. TYPOGRAPHY
   ============================================================ */
h1, h2, h3, h4, h5, h6 {
  font-weight:  700;
  line-height:  1.2;
  letter-spacing: -0.02em;
}

.display-1  { font-size: var(--text-7xl); font-family: var(--font-display); }
.display-2  { font-size: var(--text-6xl); font-family: var(--font-display); }
.display-3  { font-size: var(--text-5xl); }
.heading-1  { font-size: var(--text-4xl); }
.heading-2  { font-size: var(--text-3xl); }
.heading-3  { font-size: var(--text-2xl); }
.heading-4  { font-size: var(--text-xl); }

.text-gold        { color: var(--bcf-gold); }
.text-gold-light  { color: var(--bcf-gold-light); }
.text-cyan        { color: var(--bcf-cyan); }
.text-white       { color: var(--bcf-white); }
.text-muted       { color: var(--bcf-gray-400); }
.text-success     { color: var(--bcf-success); }
.text-danger      { color: var(--bcf-danger); }
.text-warning     { color: var(--bcf-warning); }

.text-gradient-gold {
  background:             var(--grad-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip:         text;
}

.text-gradient-blue {
  background:              linear-gradient(135deg, var(--bcf-blue-bright), var(--bcf-cyan));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip:         text;
}

.font-display { font-family: var(--font-display); }
.font-mono    { font-family: var(--font-mono); }

.tracking-wide    { letter-spacing: 0.05em; }
.tracking-wider   { letter-spacing: 0.1em; }
.tracking-widest  { letter-spacing: 0.2em; }

.uppercase { text-transform: uppercase; }

/* ============================================================
   4. LAYOUT UTILITIES
   ============================================================ */
.container {
  width:       100%;
  max-width:   var(--container-max);
  margin:      0 auto;
  padding:     0 var(--space-6);
}

.container-sm  { max-width: 640px;  margin: 0 auto; padding: 0 var(--space-4); }
.container-md  { max-width: 768px;  margin: 0 auto; padding: 0 var(--space-4); }
.container-lg  { max-width: 1024px; margin: 0 auto; padding: 0 var(--space-6); }
.container-xl  { max-width: 1280px; margin: 0 auto; padding: 0 var(--space-6); }

.section {
  padding: var(--space-24) 0;
}
.section-sm { padding: var(--space-16) 0; }
.section-lg { padding: var(--space-32) 0; }

/* Grid */
.grid         { display: grid; }
.grid-2       { grid-template-columns: repeat(2, 1fr); gap: var(--space-6); }
.grid-3       { grid-template-columns: repeat(3, 1fr); gap: var(--space-6); }
.grid-4       { grid-template-columns: repeat(4, 1fr); gap: var(--space-6); }
.grid-auto    { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: var(--space-6); }

/* Flex */
.flex         { display: flex; }
.flex-col     { flex-direction: column; }
.flex-center  { align-items: center; justify-content: center; }
.flex-between { justify-content: space-between; align-items: center; }
.flex-wrap    { flex-wrap: wrap; }
.gap-2        { gap: var(--space-2); }
.gap-3        { gap: var(--space-3); }
.gap-4        { gap: var(--space-4); }
.gap-6        { gap: var(--space-6); }
.gap-8        { gap: var(--space-8); }

/* ============================================================
   5. GLASS MORPHISM COMPONENTS
   ============================================================ */
.glass {
  background:    var(--glass-bg);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border:        1px solid var(--glass-border);
  border-radius: var(--radius-xl);
}

.glass-medium {
  background:    var(--glass-bg-medium);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border:        1px solid var(--glass-border);
  border-radius: var(--radius-xl);
}

.glass-strong {
  background:    var(--glass-bg-strong);
  backdrop-filter: var(--glass-blur-strong);
  -webkit-backdrop-filter: var(--glass-blur-strong);
  border:        1px solid rgba(255,255,255,0.2);
  border-radius: var(--radius-xl);
}

.glass-gold {
  background:    rgba(212, 175, 55, 0.05);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border:        1px solid var(--glass-border-gold);
  border-radius: var(--radius-xl);
}

.glass-dark {
  background:    var(--dark-glass);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border:        1px solid var(--glass-border);
  border-radius: var(--radius-xl);
}

/* ============================================================
   6. NAVBAR
   ============================================================ */
.navbar {
  position:         fixed;
  top:              0;
  left:             0;
  right:            0;
  height:           var(--nav-height);
  z-index:          var(--z-sticky);
  transition:       var(--transition-base);
  padding:          0;
}

.navbar.transparent {
  background:       transparent;
  border-bottom:    1px solid transparent;
}

.navbar.scrolled {
  background:       rgba(2, 11, 30, 0.95);
  backdrop-filter:  blur(30px);
  -webkit-backdrop-filter: blur(30px);
  border-bottom:    1px solid var(--glass-border-gold);
  box-shadow:       var(--shadow-lg);
}

.navbar-inner {
  display:          flex;
  align-items:      center;
  justify-content:  space-between;
  height:           100%;
  padding:          0 var(--space-8);
  max-width:        var(--container-max);
  margin:           0 auto;
}

/* Logo */
.navbar-logo {
  display:         flex;
  align-items:     center;
  gap:             var(--space-3);
  text-decoration: none;
  flex-shrink:     0;
}

.logo-emblem {
  width:           44px;
  height:          44px;
  background:      var(--grad-gold);
  border-radius:   var(--radius-lg);
  display:         flex;
  align-items:     center;
  justify-content: center;
  font-size:       1.4rem;
  font-weight:     900;
  color:           var(--bcf-navy);
  box-shadow:      var(--shadow-gold-sm);
  position:        relative;
  overflow:        hidden;
  letter-spacing:  -1px;
}

.logo-emblem::after {
  content:         '';
  position:        absolute;
  top:             -50%;
  left:            -50%;
  width:           200%;
  height:          200%;
  background:      linear-gradient(45deg, transparent 30%, rgba(255,255,255,0.3) 50%, transparent 70%);
  animation:       logoShine 3s infinite;
}

@keyframes logoShine {
  0%   { transform: translateX(-100%) rotate(45deg); }
  30%  { transform: translateX(100%) rotate(45deg); }
  100% { transform: translateX(100%) rotate(45deg); }
}

.logo-text {
  display:         flex;
  flex-direction:  column;
  line-height:     1;
}

.logo-name {
  font-size:       1.3rem;
  font-weight:     800;
  color:           var(--bcf-white);
  letter-spacing:  -0.02em;
}

.logo-name span { color: var(--bcf-gold); }

.logo-tagline {
  font-size:       0.6rem;
  color:           var(--bcf-gray-400);
  letter-spacing:  0.2em;
  text-transform:  uppercase;
  margin-top:      2px;
}

/* Nav Links */
.navbar-nav {
  display:         flex;
  align-items:     center;
  gap:             var(--space-1);
}

.nav-link {
  color:           var(--bcf-gray-300);
  font-size:       var(--text-sm);
  font-weight:     500;
  padding:         var(--space-2) var(--space-4);
  border-radius:   var(--radius-md);
  transition:      var(--transition-fast);
  position:        relative;
  text-decoration: none;
  white-space:     nowrap;
}

.nav-link:hover,
.nav-link.active {
  color:           var(--bcf-white);
  background:      rgba(255,255,255,0.07);
}

.nav-link.active::after {
  content:         '';
  position:        absolute;
  bottom:          -2px;
  left:            50%;
  transform:       translateX(-50%);
  width:           20px;
  height:          2px;
  background:      var(--bcf-gold);
  border-radius:   var(--radius-full);
}

/* Dropdown */
.nav-dropdown {
  position:        relative;
}

.dropdown-menu {
  position:        absolute;
  top:             calc(100% + 12px);
  left:            50%;
  transform:       translateX(-50%) translateY(-8px);
  min-width:       220px;
  background:      rgba(4, 16, 48, 0.98);
  backdrop-filter: blur(30px);
  -webkit-backdrop-filter: blur(30px);
  border:          1px solid var(--glass-border-gold);
  border-radius:   var(--radius-xl);
  padding:         var(--space-2);
  opacity:         0;
  visibility:      hidden;
  transition:      var(--transition-base);
  box-shadow:      var(--shadow-xl), var(--shadow-gold);
  z-index:         var(--z-dropdown);
}

.nav-dropdown:hover .dropdown-menu {
  opacity:    1;
  visibility: visible;
  transform:  translateX(-50%) translateY(0);
}

.dropdown-item {
  display:         flex;
  align-items:     center;
  gap:             var(--space-3);
  padding:         var(--space-3) var(--space-4);
  color:           var(--bcf-gray-300);
  font-size:       var(--text-sm);
  border-radius:   var(--radius-lg);
  transition:      var(--transition-fast);
  text-decoration: none;
}

.dropdown-item:hover {
  background: rgba(212, 175, 55, 0.1);
  color:      var(--bcf-gold);
}

.dropdown-item i {
  width:       20px;
  color:       var(--bcf-gold);
  font-size:   var(--text-base);
  flex-shrink: 0;
}

/* Nav Actions */
.navbar-actions {
  display:     flex;
  align-items: center;
  gap:         var(--space-3);
}

/* Mobile Toggle */
.nav-toggle {
  display:         none;
  flex-direction:  column;
  gap:             5px;
  cursor:          pointer;
  padding:         var(--space-2);
  background:      none;
  border:          none;
  color:           var(--bcf-white);
}

.nav-toggle span {
  width:           25px;
  height:          2px;
  background:      var(--bcf-white);
  border-radius:   var(--radius-full);
  transition:      var(--transition-base);
  display:         block;
}

.nav-toggle.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-toggle.active span:nth-child(2) { opacity: 0; transform: scaleX(0); }
.nav-toggle.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* ============================================================
   7. BUTTONS
   ============================================================ */
.btn {
  display:         inline-flex;
  align-items:     center;
  justify-content: center;
  gap:             var(--space-2);
  padding:         var(--space-3) var(--space-6);
  border-radius:   var(--radius-lg);
  font-size:       var(--text-sm);
  font-weight:     600;
  cursor:          pointer;
  transition:      var(--transition-spring);
  border:          none;
  outline:         none;
  text-decoration: none;
  white-space:     nowrap;
  position:        relative;
  overflow:        hidden;
  letter-spacing:  0.01em;
}

.btn::before {
  content:         '';
  position:        absolute;
  top:             0;
  left:            -100%;
  width:           100%;
  height:          100%;
  background:      linear-gradient(90deg, transparent, rgba(255,255,255,0.1), transparent);
  transition:      left 0.4s ease;
}

.btn:hover::before { left: 100%; }

/* Button Variants */
.btn-primary {
  background:  var(--grad-gold);
  color:       var(--bcf-navy);
  box-shadow:  var(--shadow-gold-sm);
}

.btn-primary:hover {
  transform:   translateY(-2px);
  box-shadow:  var(--shadow-gold);
  color:       var(--bcf-navy);
}

.btn-secondary {
  background:  transparent;
  color:       var(--bcf-white);
  border:      1px solid var(--glass-border);
}

.btn-secondary:hover {
  background:  var(--glass-bg);
  border-color: var(--bcf-gold);
  color:       var(--bcf-gold);
  transform:   translateY(-2px);
}

.btn-outline-gold {
  background:  transparent;
  color:       var(--bcf-gold);
  border:      1px solid var(--bcf-gold);
}

.btn-outline-gold:hover {
  background:  var(--bcf-gold);
  color:       var(--bcf-navy);
  transform:   translateY(-2px);
  box-shadow:  var(--shadow-gold);
}

.btn-blue {
  background:  var(--grad-blue);
  color:       var(--bcf-white);
  box-shadow:  var(--shadow-blue);
}

.btn-blue:hover {
  transform:   translateY(-2px);
  box-shadow:  0 0 40px rgba(26, 82, 240, 0.6);
}

.btn-ghost {
  background:  transparent;
  color:       var(--bcf-gray-300);
}

.btn-ghost:hover {
  background:  var(--glass-bg);
  color:       var(--bcf-white);
}

.btn-danger {
  background: var(--grad-danger);
  color:      var(--bcf-white);
}

.btn-success {
  background: var(--grad-success);
  color:      var(--bcf-white);
}

/* Button Sizes */
.btn-xs   { padding: var(--space-1) var(--space-3); font-size: var(--text-xs); border-radius: var(--radius-md); }
.btn-sm   { padding: var(--space-2) var(--space-4); font-size: var(--text-sm); }
.btn-lg   { padding: var(--space-4) var(--space-8); font-size: var(--text-lg); border-radius: var(--radius-xl); }
.btn-xl   { padding: var(--space-5) var(--space-10); font-size: var(--text-xl); border-radius: var(--radius-2xl); }
.btn-full { width: 100%; }

/* Loading State */
.btn.loading {
  pointer-events: none;
  opacity: 0.7;
}

.btn.loading::after {
  content:           '';
  width:             16px;
  height:            16px;
  border:            2px solid transparent;
  border-top-color:  currentColor;
  border-radius:     50%;
  animation:         spin 0.6s linear infinite;
  margin-left:       var(--space-2);
}

/* ============================================================
   8. HERO SECTION
   ============================================================ */
.hero {
  min-height:       100vh;
  background:       var(--grad-hero);
  position:         relative;
  display:          flex;
  align-items:      center;
  overflow:         hidden;
  padding-top:      var(--nav-height);
}

/* Animated Background */
.hero-bg {
  position:   absolute;
  inset:      0;
  overflow:   hidden;
  z-index:    0;
}

.hero-orb {
  position:     absolute;
  border-radius:50%;
  filter:       blur(80px);
  animation:    orbFloat 8s ease-in-out infinite;
}

.hero-orb-1 {
  width:      600px;
  height:     600px;
  background: radial-gradient(circle, rgba(26, 82, 240, 0.3) 0%, transparent 70%);
  top:        -200px;
  right:      -100px;
  animation-delay: 0s;
}

.hero-orb-2 {
  width:      400px;
  height:     400px;
  background: radial-gradient(circle, rgba(212, 175, 55, 0.2) 0%, transparent 70%);
  bottom:     -100px;
  left:       -50px;
  animation-delay: -3s;
}

.hero-orb-3 {
  width:      300px;
  height:     300px;
  background: radial-gradient(circle, rgba(6, 182, 212, 0.15) 0%, transparent 70%);
  top:        40%;
  left:       40%;
  animation-delay: -6s;
}

@keyframes orbFloat {
  0%, 100% { transform: translateY(0) scale(1); }
  33%       { transform: translateY(-40px) scale(1.05); }
  66%       { transform: translateY(20px) scale(0.95); }
}

/* Grid Lines */
.hero-grid {
  position:       absolute;
  inset:          0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image:      radial-gradient(ellipse at center, black 20%, transparent 80%);
}

/* Floating Particles */
.hero-particles {
  position:   absolute;
  inset:      0;
  overflow:   hidden;
}

.particle {
  position:        absolute;
  border-radius:   50%;
  animation:       particleFloat linear infinite;
  opacity:         0;
}

@keyframes particleFloat {
  0%   { transform: translateY(100vh) rotate(0deg);   opacity: 0; }
  10%  { opacity: 0.6; }
  90%  { opacity: 0.3; }
  100% { transform: translateY(-100px) rotate(720deg); opacity: 0; }
}

/* Hero Content */
.hero-content {
  position:   relative;
  z-index:    2;
  padding:    var(--space-16) 0;
}

.hero-badge {
  display:         inline-flex;
  align-items:     center;
  gap:             var(--space-2);
  background:      rgba(212, 175, 55, 0.1);
  border:          1px solid rgba(212, 175, 55, 0.3);
  border-radius:   var(--radius-full);
  padding:         var(--space-2) var(--space-4);
  font-size:       var(--text-xs);
  color:           var(--bcf-gold);
  letter-spacing:  0.1em;
  text-transform:  uppercase;
  font-weight:     600;
  margin-bottom:   var(--space-6);
  animation:       fadeInDown 0.8s ease both;
}

.hero-badge i {
  font-size: 0.8rem;
  animation: pulse 2s ease-in-out infinite;
}

.hero-title {
  font-size:      clamp(2.5rem, 6vw, 5rem);
  font-weight:    800;
  line-height:    1.1;
  letter-spacing: -0.03em;
  margin-bottom:  var(--space-6);
  animation:      fadeInUp 0.8s ease 0.1s both;
}

.hero-title .line-1 { display: block; color: var(--bcf-white); }
.hero-title .line-2 { display: block; }
.hero-title .line-3 {
  display:          block;
  background:       var(--grad-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip:  text;
}

.hero-subtitle {
  font-size:     clamp(1rem, 2vw, 1.2rem);
  color:         var(--bcf-gray-300);
  max-width:     600px;
  line-height:   1.7;
  margin-bottom: var(--space-10);
  animation:     fadeInUp 0.8s ease 0.2s both;
}

.hero-actions {
  display:       flex;
  align-items:   center;
  gap:           var(--space-4);
  flex-wrap:     wrap;
  margin-bottom: var(--space-16);
  animation:     fadeInUp 0.8s ease 0.3s both;
}

/* Hero Trust Badges */
.hero-trust {
  display:     flex;
  align-items: center;
  gap:         var(--space-8);
  flex-wrap:   wrap;
  animation:   fadeInUp 0.8s ease 0.4s both;
}

.trust-item {
  display:     flex;
  align-items: center;
  gap:         var(--space-2);
  color:       var(--bcf-gray-400);
  font-size:   var(--text-sm);
}

.trust-item i { color: var(--bcf-gold); }

.trust-divider {
  width:      1px;
  height:     20px;
  background: var(--glass-border);
}

/* Hero Visual (Right Side) */
.hero-visual {
  position:   relative;
  z-index:    2;
  animation:  fadeInRight 1s ease 0.2s both;
}

/* Floating Card Mockup */
.hero-card-stack {
  position:   relative;
  width:       100%;
  max-width:   480px;
  margin:      0 auto;
}

.hero-card {
  background:      var(--grad-card);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border:          1px solid var(--glass-border-gold);
  border-radius:   var(--radius-2xl);
  padding:         var(--space-8);
  box-shadow:      var(--shadow-xl), var(--shadow-gold);
  position:        relative;
  overflow:        hidden;
}

.hero-card::before {
  content:         '';
  position:        absolute;
  top:             0;
  left:            0;
  right:           0;
  height:          1px;
  background:      var(--grad-gold-h);
  opacity:         0.5;
}

.hero-card-secondary {
  position:   absolute;
  bottom:     -30px;
  right:      -20px;
  width:       200px;
  background:  var(--glass-bg-medium);
  backdrop-filter: var(--glass-blur);
  border:      1px solid var(--glass-border);
  border-radius: var(--radius-xl);
  padding:     var(--space-4);
  box-shadow:  var(--shadow-lg);
  animation:   cardFloat 4s ease-in-out infinite;
}

.hero-card-tertiary {
  position:   absolute;
  top:        -20px;
  left:       -20px;
  width:       160px;
  background:  rgba(16, 185, 129, 0.1);
  backdrop-filter: var(--glass-blur);
  border:      1px solid rgba(16, 185, 129, 0.2);
  border-radius: var(--radius-xl);
  padding:     var(--space-4);
  animation:   cardFloat 5s ease-in-out infinite reverse;
}

@keyframes cardFloat {
  0%, 100% { transform: translateY(0) rotate(0deg); }
  50%       { transform: translateY(-10px) rotate(1deg); }
}

/* Stats in Hero Card */
.hero-stat-row {
  display:       flex;
  align-items:   center;
  gap:           var(--space-4);
  padding:       var(--space-4) 0;
  border-bottom: 1px solid var(--glass-border);
}

.hero-stat-row:last-child { border-bottom: none; }

.hero-stat-icon {
  width:           44px;
  height:          44px;
  border-radius:   var(--radius-lg);
  display:         flex;
  align-items:     center;
  justify-content: center;
  flex-shrink:     0;
  font-size:       1.2rem;
}

.hero-stat-icon.gold    { background: rgba(212, 175, 55, 0.15); color: var(--bcf-gold); }
.hero-stat-icon.blue    { background: rgba(37, 99, 235, 0.15);  color: var(--bcf-blue-bright); }
.hero-stat-icon.success { background: rgba(16, 185, 129, 0.15); color: var(--bcf-success); }
.hero-stat-icon.cyan    { background: rgba(6, 182, 212, 0.15);  color: var(--bcf-cyan); }

.hero-stat-label  { font-size: var(--text-xs); color: var(--bcf-gray-400); margin-bottom: 2px; }
.hero-stat-value  { font-size: var(--text-lg); font-weight: 700; color: var(--bcf-white); font-family: var(--font-mono); }

/* Crypto Ticker in Hero */
.crypto-ticker {
  display:        flex;
  align-items:    center;
  gap:            var(--space-4);
  padding:        var(--space-4);
  background:     var(--glass-bg);
  border-radius:  var(--radius-lg);
  border:         1px solid var(--glass-border);
  margin-top:     var(--space-4);
  overflow:       hidden;
  position:       relative;
}

.ticker-item {
  display:     flex;
  align-items: center;
  gap:         var(--space-2);
  white-space: nowrap;
  flex-shrink: 0;
}

.ticker-symbol { font-weight: 700; font-size: var(--text-sm); color: var(--bcf-white); }
.ticker-price  { font-size: var(--text-sm); color: var(--bcf-gray-300); font-family: var(--font-mono); }
.ticker-change {
  font-size:   var(--text-xs);
  font-weight: 600;
  padding:     2px 6px;
  border-radius: var(--radius-sm);
}
.ticker-change.up   { background: rgba(16, 185, 129, 0.15); color: var(--bcf-success); }
.ticker-change.down { background: rgba(239, 68, 68, 0.15);  color: var(--bcf-danger); }

/* ============================================================
   9. STATS SECTION
   ============================================================ */
.stats-section {
  padding:    var(--space-16) 0;
  border-top: 1px solid var(--glass-border);
  border-bottom: 1px solid var(--glass-border);
  position:   relative;
  overflow:   hidden;
}

.stats-section::before {
  content:     '';
  position:    absolute;
  inset:       0;
  background:  linear-gradient(90deg, transparent, rgba(212, 175, 55, 0.03), transparent);
}

.stat-card {
  text-align:    center;
  padding:       var(--space-8);
  position:      relative;
}

.stat-card::after {
  content:      '';
  position:     absolute;
  right:        0;
  top:          50%;
  transform:    translateY(-50%);
  width:        1px;
  height:       60px;
  background:   var(--glass-border);
}

.stat-card:last-child::after { display: none; }

.stat-value {
  font-size:      clamp(2rem, 4vw, 3rem);
  font-weight:    800;
  font-family:    var(--font-mono);
  background:     var(--grad-gold);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip:text;
  line-height:    1;
  margin-bottom:  var(--space-2);
  display:        block;
}

.stat-label {
  font-size:   var(--text-sm);
  color:       var(--bcf-gray-400);
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.stat-description {
  font-size:  var(--text-xs);
  color:      var(--bcf-gray-500);
  margin-top: var(--space-1);
}

/* ============================================================
   10. SECTION HEADERS
   ============================================================ */
.section-header {
  text-align:    center;
  margin-bottom: var(--space-16);
}

.section-eyebrow {
  display:        inline-flex;
  align-items:    center;
  gap:            var(--space-2);
  font-size:      var(--text-xs);
  font-weight:    700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color:          var(--bcf-gold);
  margin-bottom:  var(--space-4);
  position:       relative;
}

.section-eyebrow::before,
.section-eyebrow::after {
  content:     '';
  width:       30px;
  height:      1px;
  background:  var(--bcf-gold);
  opacity:     0.5;
}

.section-title {
  font-size:      clamp(2rem, 4vw, 3rem);
  font-weight:    800;
  color:          var(--bcf-white);
  margin-bottom:  var(--space-4);
  line-height:    1.2;
}

.section-subtitle {
  font-size:  var(--text-lg);
  color:      var(--bcf-gray-400);
  max-width:  600px;
  margin:     0 auto;
  line-height:1.7;
}

/* ============================================================
   11. FEATURE CARDS
   ============================================================ */
.feature-card {
  background:      var(--grad-card);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border:          1px solid var(--glass-border);
  border-radius:   var(--radius-2xl);
  padding:         var(--space-8);
  transition:      var(--transition-base);
  position:        relative;
  overflow:        hidden;
  cursor:          pointer;
}

.feature-card::before {
  content:     '';
  position:    absolute;
  top:         0;
  left:        0;
  right:       0;
  height:      2px;
  background:  var(--grad-gold-h);
  transform:   scaleX(0);
  transition:  var(--transition-base);
  transform-origin: left;
}

.feature-card:hover {
  border-color: var(--glass-border-gold);
  transform:    translateY(-4px);
  box-shadow:   var(--shadow-xl), var(--shadow-gold);
}

.feature-card:hover::before { transform: scaleX(1); }

.feature-icon {
  width:           64px;
  height:          64px;
  border-radius:   var(--radius-xl);
  display:         flex;
  align-items:     center;
  justify-content: center;
  font-size:       1.8rem;
  margin-bottom:   var(--space-6);
  position:        relative;
  transition:      var(--transition-base);
}

.feature-icon.gold    { background: rgba(212, 175, 55, 0.12); color: var(--bcf-gold); }
.feature-icon.blue    { background: rgba(37, 99, 235, 0.12);  color: var(--bcf-blue-bright); }
.feature-icon.cyan    { background: rgba(6, 182, 212, 0.12);  color: var(--bcf-cyan); }
.feature-icon.success { background: rgba(16, 185, 129, 0.12); color: var(--bcf-success); }
.feature-icon.purple  { background: rgba(139, 92, 246, 0.12); color: #8B5CF6; }
.feature-icon.orange  { background: rgba(249, 115, 22, 0.12); color: #F97316; }

.feature-card:hover .feature-icon { transform: scale(1.1) rotate(5deg); }

.feature-title {
  font-size:     var(--text-xl);
  font-weight:   700;
  color:         var(--bcf-white);
  margin-bottom: var(--space-3);
}

.feature-desc {
  font-size:   var(--text-sm);
  color:       var(--bcf-gray-400);
  line-height: 1.7;
}

.feature-link {
  display:         inline-flex;
  align-items:     center;
  gap:             var(--space-2);
  color:           var(--bcf-gold);
  font-size:       var(--text-sm);
  font-weight:     600;
  margin-top:      var(--space-4);
  transition:      var(--transition-fast);
}

.feature-link:hover { gap: var(--space-3); color: var(--bcf-gold-light); }

/* ============================================================
   12. INVESTMENT PLAN CARDS
   ============================================================ */
.plan-card {
  background:      rgba(255,255,255,0.03);
  border:          1px solid var(--glass-border);
  border-radius:   var(--radius-2xl);
  padding:         var(--space-8);
  transition:      var(--transition-base);
  position:        relative;
  overflow:        hidden;
  display:         flex;
  flex-direction:  column;
}

.plan-card.featured {
  border-color:  var(--bcf-gold);
  background:    rgba(212, 175, 55, 0.05);
  box-shadow:    var(--shadow-gold);
  transform:     scale(1.02);
}

.plan-badge {
  position:        absolute;
  top:             var(--space-4);
  right:           var(--space-4);
  background:      var(--grad-gold);
  color:           var(--bcf-navy);
  font-size:       var(--text-xs);
  font-weight:     800;
  padding:         var(--space-1) var(--space-3);
  border-radius:   var(--radius-full);
  letter-spacing:  0.1em;
  text-transform:  uppercase;
}

.plan-tier {
  display:         inline-flex;
  align-items:     center;
  gap:             var(--space-2);
  font-size:       var(--text-xs);
  font-weight:     700;
  letter-spacing:  0.15em;
  text-transform:  uppercase;
  margin-bottom:   var(--space-4);
}

.plan-name {
  font-size:     var(--text-2xl);
  font-weight:   800;
  color:         var(--bcf-white);
  margin-bottom: var(--space-2);
}

.plan-roi {
  margin-bottom:  var(--space-6);
}

.plan-roi-number {
  font-size:   clamp(2.5rem, 5vw, 3.5rem);
  font-weight: 900;
  font-family: var(--font-mono);
  line-height: 1;
}

.plan-roi-period {
  font-size:  var(--text-sm);
  color:      var(--bcf-gray-400);
  margin-top: var(--space-1);
}

.plan-range {
  display:         flex;
  align-items:     center;
  justify-content: space-between;
  padding:         var(--space-4);
  background:      var(--glass-bg);
  border-radius:   var(--radius-lg);
  margin-bottom:   var(--space-6);
  font-size:       var(--text-sm);
}

.plan-range-label { color: var(--bcf-gray-400); }
.plan-range-value { color: var(--bcf-white); font-weight: 600; font-family: var(--font-mono); }

.plan-features {
  flex:            1;
  margin-bottom:   var(--space-8);
}

.plan-feature {
  display:         flex;
  align-items:     center;
  gap:             var(--space-3);
  padding:         var(--space-2) 0;
  font-size:       var(--text-sm);
  color:           var(--bcf-gray-300);
  border-bottom:   1px solid rgba(255,255,255,0.05);
}

.plan-feature:last-child { border-bottom: none; }

.plan-feature i {
  color:       var(--bcf-success);
  flex-shrink: 0;
  font-size:   0.9rem;
}

.plan-card:hover {
  border-color:  var(--glass-border-gold);
  transform:     translateY(-4px);
  box-shadow:    var(--shadow-xl), var(--shadow-gold);
}

.plan-card.featured:hover { transform: scale(1.02) translateY(-4px); }

/* ============================================================
   13. TESTIMONIAL CARDS
   ============================================================ */
.testimonial-card {
  background:      var(--grad-card);
  backdrop-filter: var(--glass-blur);
  -webkit-backdrop-filter: var(--glass-blur);
  border:          1px solid var(--glass-border);
  border-radius:   var(--radius-2xl);
  padding:         var(--space-8);
  position:        relative;
  transition:      var(--transition-base);
}

.testimonial-card:hover {
  border-color:  var(--glass-border-gold);
  box-shadow:    var(--shadow-gold-sm);
}

.testimonial-stars {
  display:       flex;
  gap:           var(--space-1);
  margin-bottom: var(--space-4);
}

.testimonial-stars i { color: var(--bcf-gold); font-size: var(--text-sm); }

.testimonial-quote {
  font-size:     var(--text-base);
  color:         var(--bcf-gray-300);
  line-height:   1.8;
  margin-bottom: var(--space-6);
  font-style:    italic;
  position:      relative;
}

.testimonial-quote::before {
  content:     '"';
  font-size:   4rem;
  color:       var(--bcf-gold);
  opacity:     0.3;
  position:    absolute;
  top:         -20px;
  left:        -10px;
  font-family: var(--font-display);
  line-height: 1;
}

.testimonial-author {
  display:     flex;
  align-items: center;
  gap:         var(--space-4);
}

.testimonial-avatar {
  width:         48px;
  height:        48px;
  border-radius: 50%;
  object-fit:    cover;
  border:        2px solid var(--bcf-gold);
}

.testimonial-avatar-placeholder {
  width:           48px;
  height:          48px;
  border-radius:   50%;
  background:      var(--grad-gold);
  display:         flex;
  align-items:     center;
  justify-content: center;
  font-weight:     700;
  color:           var(--bcf-navy);
  font-size:       var(--text-lg);
  border:          2px solid var(--bcf-gold);
  flex-shrink:     0;
}

.testimonial-name    { font-weight: 700; color: var(--bcf-white); font-size: var(--text-sm); }
.testimonial-role    { font-size: var(--text-xs); color: var(--bcf-gray-400); margin-top: 2px; }
.testimonial-country { font-size: var(--text-xs); color: var(--bcf-gold); margin-top: 2px; }

.testimonial-verified {
  margin-left:   auto;
  display:       flex;
  align-items:   center;
  gap:           var(--space-1);
  font-size:     var(--text-xs);
  color:         var(--bcf-success);
}

/* ============================================================
   14. FORMS & INPUTS
   ============================================================ */
.form-group {
  margin-bottom: var(--space-6);
}

.form-label {
  display:       block;
  font-size:     var(--text-sm);
  font-weight:   600;
  color:         var(--bcf-gray-300);
  margin-bottom: var(--space-2);
  letter-spacing:0.01em;
}

.form-label span { color: var(--bcf-danger); margin-left: 2px; }

.form-control {
  width:           100%;
  padding:         var(--space-4) var(--space-5);
  background:      rgba(255,255,255,0.05);
  border:          1px solid var(--glass-border);
  border-radius:   var(--radius-lg);
  color:           var(--bcf-white);
  font-size:       var(--text-base);
  transition:      var(--transition-fast);
  outline:         none;
  appearance:      none;
}

.form-control::placeholder { color: var(--bcf-gray-500); }

.form-control:focus {
  border-color: var(--bcf-gold);
  background:   rgba(212, 175, 55, 0.05);
  box-shadow:   0 0 0 3px rgba(212, 175, 55, 0.1);
}

.form-control:disabled {
  opacity:  0.5;
  cursor:   not-allowed;
}

.form-control.error {
  border-color: var(--bcf-danger);
  background:   rgba(239, 68, 68, 0.05);
}

.form-control.success {
  border-color: var(--bcf-success);
  background:   rgba(16, 185, 129, 0.05);
}

/* Input Group */
.input-group {
  position:  relative;
  display:   flex;
  align-items: stretch;
}

.input-group .form-control {
  border-radius: var(--radius-lg) 0 0 var(--radius-lg);
  flex:         1;
}

.input-group-addon {
  padding:         var(--space-4) var(--space-5);
  background:      rgba(255,255,255,0.07);
  border:          1px solid var(--glass-border);
  border-left:     none;
  border-radius:   0 var(--radius-lg) var(--radius-lg) 0;
  color:           var(--bcf-gray-400);
  display:         flex;
  align-items:     center;
  font-size:       var(--text-sm);
  white-space:     nowrap;
}

.input-icon {
  position:   relative;
}

.input-icon .form-control { padding-left: var(--space-12); }

.input-icon-element {
  position:   absolute;
  left:       var(--space-4);
  top:        50%;
  transform:  translateY(-50%);
  color:      var(--bcf-gray-500);
  font-size:  var(--text-base);
  pointer-events: none;
  transition: var(--transition-fast);
}

.input-icon:focus-within .input-icon-element { color: var(--bcf-gold); }

/* Select */
select.form-control {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23D4AF37' stroke-width='2' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right var(--space-4) center;
  padding-right: var(--space-10);
  cursor:        pointer;
}

select.form-control option {
  background: var(--bcf-navy-mid);
  color:      var(--bcf-white);
}

/* Textarea */
textarea.form-control {
  min-height:  120px;
  resize:      vertical;
  line-height: 1.6;
}

/* Checkbox & Radio */
.form-check {
  display:     flex;
  align-items: center;
  gap:         var(--space-3);
  cursor:      pointer;
}

.form-check-input {
  width:            18px;
  height:           18px;
  border:           2px solid var(--glass-border);
  border-radius:    var(--radius-sm);
  background:       transparent;
  cursor:           pointer;
  flex-shrink:      0;
  appearance:       none;
  transition:       var(--transition-fast);
  position:         relative;
}

.form-check-input:checked {
  background:    var(--bcf-gold);
  border-color:  var(--bcf-gold);
}

.form-check-input:checked::after {
  content:     '';
  position:    absolute;
  top:         2px;
  left:        5px;
  width:       5px;
  height:      9px;
  border:      2px solid var(--bcf-navy);
  border-top:  none;
  border-left: none;
  transform:   rotate(45deg);
}

.form-check-label { font-size: var(--text-sm); color: var(--bcf-gray-300); }

/* Toggle Switch */
.toggle-switch {
  display:         flex;
  align-items:     center;
  gap:             var(--space-3);
  cursor:          pointer;
}

.toggle-track {
  width:           44px;
  height:          24px;
  background:      rgba(255,255,255,0.1);
  border:          1px solid var(--glass-border);
  border-radius:   var(--radius-full);
  position:        relative;
  transition:      var(--transition-base);
  flex-shrink:     0;
}

.toggle-thumb {
  position:     absolute;
  top:          2px;
  left:         2px;
  width:        18px;
  height:       18px;
  background:   var(--bcf-gray-400);
  border-radius:50%;
  transition:   var(--transition-spring);
}

input:checked ~ .toggle-track {
  background:   rgba(212, 175, 55, 0.2);
  border-color: var(--bcf-gold);
}

input:checked ~ .toggle-track .toggle-thumb {
  background:   var(--bcf-gold);
  transform:    translateX(20px);
}

/* Form Error/Help Text */
.form-error  { font-size: var(--text-xs); color: var(--bcf-danger);  margin-top: var(--space-2); display: flex; align-items: center; gap: 4px; }
.form-help   { font-size: var(--text-xs); color: var(--bcf-gray-500); margin-top: var(--space-2); }
.form-success{ font-size: var(--text-xs); color: var(--bcf-success); margin-top: var(--space-2); display: flex; align-items: center; gap: 4px; }

/* ============================================================
   15. BADGES & PILLS
   ============================================================ */
.badge {
  display:        inline-flex;
  align-items:    center;
  gap:            4px;
  padding:        3px 10px;
  border-radius:  var(--radius-full);
  font-size:      var(--text-xs);
  font-weight:    700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.badge-gold     { background: rgba(212, 175, 55, 0.15); color: var(--bcf-gold);    border: 1px solid rgba(212, 175, 55, 0.3); }
.badge-blue     { background: rgba(37, 99, 235, 0.15);  color: #60A5FA;            border: 1px solid rgba(37, 99, 235, 0.3); }
.badge-success  { background: rgba(16, 185, 129, 0.15); color: var(--bcf-success); border: 1px solid rgba(16, 185, 129, 0.3); }
.badge-danger   { background: rgba(239, 68, 68, 0.15);  color: var(--bcf-danger);  border: 1px solid rgba(239, 68, 68, 0.3); }
.badge-warning  { background: rgba(245, 158, 11, 0.15); color: var(--bcf-warning); border: 1px solid rgba(245, 158, 11, 0.3); }
.badge-gray     { background: rgba(107, 114, 128, 0.15);color: var(--bcf-gray-400);border: 1px solid rgba(107, 114, 128, 0.3); }
.badge-cyan     { background: rgba(6, 182, 212, 0.15);  color: var(--bcf-cyan);    border: 1px solid rgba(6, 182, 212, 0.3); }

.badge-solid-gold     { background: var(--grad-gold);    color: var(--bcf-navy); }
.badge-solid-success  { background: var(--grad-success); color: var(--bcf-white); }
.badge-solid-danger   { background: var(--grad-danger);  color: var(--bcf-white); }

/* Status Badges */
.status-dot {
  width:         8px;
  height:        8px;
  border-radius: 50%;
  flex-shrink:   0;
}
.status-dot.active     { background: var(--bcf-success); box-shadow: 0 0 6px var(--bcf-success); }
.status-dot.pending    { background: var(--bcf-warning); animation: pulse 2s infinite; }
.status-dot.processing { background: var(--bcf-blue-bright); animation: pulse 1.5s infinite; }
.status-dot.failed     { background: var(--bcf-danger); }
.status-dot.completed  { background: var(--bcf-success); }

/* ============================================================
   16. CARDS
   ============================================================ */
.card {
  background:    var(--grad-card);
  border:        1px solid var(--glass-border);
  border-radius: var(--radius-xl);
  overflow:      hidden;
  transition:    var(--transition-base);
}

.card-header {
  padding:       var(--space-6) var(--space-8);
  border-bottom: 1px solid var(--glass-border);
  display:       flex;
  align-items:   center;
  justify-content: space-between;
}

.card-title {
  font-size:   var(--text-lg);
  font-weight: 700;
  color:       var(--bcf-white);
}

.card-body  { padding: var(--space-8); }
.card-footer {
  padding:   var(--space-6) var(--space-8);
  border-top:1px solid var(--glass-border);
}

.card:hover {
  border-color: var(--glass-border-gold);
  box-shadow:   var(--shadow-md);
}

/* ============================================================
   17. ALERTS & NOTICES
   ============================================================ */
.alert {
  display:       flex;
  align-items:   flex-start;
  gap:           var(--space-4);
  padding:       var(--space-4) var(--space-5);
  border-radius: var(--radius-lg);
  border:        1px solid;
  font-size:     var(--text-sm);
}

.alert i { font-size: var(--text-lg); flex-shrink: 0; margin-top: 1px; }

.alert-warning {
  background:   rgba(245, 158, 11, 0.1);
  border-color: rgba(245, 158, 11, 0.3);
  color:        var(--bcf-warning);
}

.alert-danger {
  background:   rgba(239, 68, 68, 0.1);
  border-color: rgba(239, 68, 68, 0.3);
  color:        var(--bcf-danger);
}

.alert-success {
  background:   rgba(16, 185, 129, 0.1);
  border-color: rgba(16, 185, 129, 0.3);
  color:        var(--bcf-success);
}

.alert-info {
  background:   rgba(59, 130, 246, 0.1);
  border-color: rgba(59, 130, 246, 0.3);
  color:        var(--bcf-info);
}

.alert-gold {
  background:   rgba(212, 175, 55, 0.08);
  border-color: rgba(212, 175, 55, 0.3);
  color:        var(--bcf-gold);
}

.alert-content { flex: 1; }
.alert-title   { font-weight: 700; margin-bottom: var(--space-1); }
.alert-message { color: inherit; opacity: 0.85; line-height: 1.6; }

/* ============================================================
   18. MODALS
   ============================================================ */
.modal-overlay {
  position:        fixed;
  inset:           0;
  background:      rgba(2, 11, 30, 0.85);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  z-index:         var(--z-modal);
  display:         flex;
  align-items:     center;
  justify-content: center;
  padding:         var(--space-6);
  opacity:         0;
  visibility:      hidden;
  transition:      var(--transition-base);
}

.modal-overlay.active {
  opacity:    1;
  visibility: visible;
}

.modal {
  background:      rgba(4, 16, 48, 0.98);
  backdrop-filter: blur(40px);
  -webkit-backdrop-filter: blur(40px);
  border:          1px solid var(--glass-border-gold);
  border-radius:   var(--radius-2xl);
  width:           100%;
  max-width:       560px;
  max-height:      90vh;
  overflow-y:      auto;
  transform:       scale(0.95) translateY(20px);
  transition:      var(--transition-spring);
  box-shadow:      var(--shadow-xl), var(--shadow-gold);
}

.modal-overlay.active .modal {
  transform: scale(1) translateY(0);
}

.modal-header {
  padding:       var(--space-6) var(--space-8);
  border-bottom: 1px solid var(--glass-border);
  display:       flex;
  align-items:   center;
  justify-content: space-between;
  position:      sticky;
  top:           0;
  background:    rgba(4, 16, 48, 0.98);
  z-index:       1;
}

.modal-title {
  font-size:   var(--text-xl);
  font-weight: 700;
  color:       var(--bcf-white);
}

.modal-close {
  width:       36px;
  height:      36px;
  border:      none;
  background:  rgba(255,255,255,0.05);
  border-radius: var(--radius-md);
  color:       var(--bcf-gray-400);
  cursor:      pointer;
  transition:  var(--transition-fast);
  display:     flex;
  align-items: center;
  justify-content: center;
  font-size:   var(--text-lg);
}

.modal-close:hover {
  background: rgba(239, 68, 68, 0.15);
  color:      var(--bcf-danger);
}

.modal-body   { padding: var(--space-8); }
.modal-footer {
  padding:   var(--space-6) var(--space-8);
  border-top:1px solid var(--glass-border);
  display:   flex;
  gap:       var(--space-4);
  justify-content: flex-end;
}

/* ============================================================
   19. TABLES
   ============================================================ */
.table-container {
  overflow-x:    auto;
  border-radius: var(--radius-xl);
  border:        1px solid var(--glass-border);
}

.table {
  width:           100%;
  border-collapse: collapse;
  font-size:       var(--text-sm);
}

.table thead tr {
  background:    rgba(255,255,255,0.05);
  border-bottom: 1px solid var(--glass-border);
}

.table th {
  padding:        var(--space-4) var(--space-6);
  text-align:     left;
  font-size:      var(--text-xs);
  font-weight:    700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color:          var(--bcf-gray-400);
  white-space:    nowrap;
}

.table td {
  padding:       var(--space-4) var(--space-6);
  color:         var(--bcf-gray-300);
  border-bottom: 1px solid rgba(255,255,255,0.04);
  vertical-align: middle;
}

.table tbody tr:last-child td { border-bottom: none; }

.table tbody tr {
  transition: var(--transition-fast);
}

.table tbody tr:hover {
  background: rgba(255,255,255,0.03);
}

.table tbody tr:hover td { color: var(--bcf-white); }

/* ============================================================
   20. PROGRESS BARS
   ============================================================ */
.progress {
  width:         100%;
  height:        8px;
  background:    rgba(255,255,255,0.08);
  border-radius: var(--radius-full);
  overflow:      hidden;
}

.progress-bar {
  height:        100%;
  border-radius: var(--radius-full);
  transition:    width 1s cubic-bezier(0.34, 1.56, 0.64, 1);
  position:      relative;
  overflow:      hidden;
}

.progress-bar::after {
  content:    '';
  position:   absolute;
  top:        0;
  left:       -100%;
  width:      100%;
  height:     100%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,0.3), transparent);
  animation:  progressShine 2s ease-in-out infinite;
}

@keyframes progressShine {
  0%   { left: -100%; }
  100% { left: 100%; }
}

.progress-bar.gold    { background: var(--grad-gold); }
.progress-bar.blue    { background: var(--grad-blue); }
.progress-bar.success { background: var(--grad-success); }
.progress-bar.cyan    { background: var(--grad-cyan); }

/* Progress with label */
.progress-labeled {
  display:       flex;
  align-items:   center;
  gap:           var(--space-3);
  margin-bottom: var(--space-3);
}

.progress-label { font-size: var(--text-xs); color: var(--bcf-gray-400); flex: 1; }
.progress-value { font-size: var(--text-xs); color: var(--bcf-gold); font-weight: 700; width: 35px; text-align: right; }

/* ============================================================
   21. LOADING ANIMATIONS
   ============================================================ */
.spinner {
  width:         40px;
  height:        40px;
  border:        3px solid rgba(212, 175, 55, 0.2);
  border-top:    3px solid var(--bcf-gold);
  border-radius: 50%;
  animation:     spin 0.8s linear infinite;
}

.spinner-sm { width: 20px; height: 20px; border-width: 2px; }
.spinner-lg { width: 60px; height: 60px; border-width: 4px; }

@keyframes spin {
  to { transform: rotate(360deg); }
}

.skeleton {
  background:  linear-gradient(90deg, rgba(255,255,255,0.05) 25%, rgba(255,255,255,0.1) 50%, rgba(255,255,255,0.05) 75%);
  background-size: 200% 100%;
  animation:   skeleton 1.5s ease-in-out infinite;
  border-radius: var(--radius-md);
}

@keyframes skeleton {
  0%   { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

.skeleton-text  { height: 16px; margin-bottom: var(--space-2); }
.skeleton-title { height: 24px; margin-bottom: var(--space-4); }

/* Page Loader */
.page-loader {
  position:   fixed;
  inset:      0;
  background: var(--bcf-navy);
  z-index:    9999;
  display:    flex;
  align-items:center;
  justify-content: center;
  flex-direction:column;
  gap:        var(--space-6);
  transition: opacity 0.5s ease, visibility 0.5s ease;
}

.page-loader.loaded {
  opacity:    0;
  visibility: hidden;
}

.loader-logo {
  font-size:   2rem;
  font-weight: 900;
  color:       var(--bcf-gold);
  letter-spacing: -0.02em;
  animation:   logoFade 2s ease-in-out infinite;
}

.loader-bar {
  width:         200px;
  height:        2px;
  background:    rgba(255,255,255,0.1);
  border-radius: var(--radius-full);
  overflow:      hidden;
}

.loader-bar-fill {
  height:        100%;
  background:    var(--grad-gold);
  border-radius: var(--radius-full);
  animation:     loaderFill 2s ease-in-out forwards;
}

@keyframes loaderFill {
  0%   { width: 0%; }
  50%  { width: 70%; }
  100% { width: 100%; }
}

@keyframes logoFade {
  0%, 100% { opacity: 1; }
  50%       { opacity: 0.6; }
}

/* ============================================================
   22. FOOTER
   ============================================================ */
.footer {
  background:    var(--bcf-navy-light);
  border-top:    1px solid var(--glass-border-gold);
  padding:       var(--space-20) 0 var(--space-8);
  position:      relative;
  overflow:      hidden;
}

.footer::before {
  content:     '';
  position:    absolute;
  top:         0;
  left:        0;
  right:       0;
  height:      1px;
  background:  var(--grad-gold-h);
  opacity:     0.3;
}

.footer-grid {
  display:               grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap:                   var(--space-12);
  margin-bottom:         var(--space-16);
}

.footer-brand { }

.footer-brand .logo-name {
  font-size:     var(--text-2xl);
  margin-bottom: var(--space-4);
}

.footer-description {
  font-size:     var(--text-sm);
  color:         var(--bcf-gray-400);
  line-height:   1.8;
  margin-bottom: var(--space-6);
  max-width:     300px;
}

.footer-certifications {
  display:  flex;
  flex-wrap:wrap;
  gap:      var(--space-2);
}

.cert-badge {
  padding:       var(--space-1) var(--space-3);
  background:    rgba(212, 175, 55, 0.08);
  border:        1px solid rgba(212, 175, 55, 0.2);
  border-radius: var(--radius-sm);
  font-size:     var(--text-xs);
  color:         var(--bcf-gold);
  font-weight:   600;
  letter-spacing:0.05em;
}

.footer-heading {
  font-size:     var(--text-sm);
  font-weight:   700;
  color:         var(--bcf-white);
  text-transform:uppercase;
  letter-spacing:0.1em;
  margin-bottom: var(--space-6);
}

.footer-links {
  display:       flex;
  flex-direction:column;
  gap:           var(--space-3);
}

.footer-link {
  font-size:      var(--text-sm);
  color:          var(--bcf-gray-400);
  text-decoration:none;
  transition:     var(--transition-fast);
  display:        flex;
  align-items:    center;
  gap:            var(--space-2);
}

.footer-link:hover { color: var(--bcf-gold); padding-left: var(--space-2); }

.footer-contact-item {
  display:     flex;
  align-items: flex-start;
  gap:         var(--space-3);
  margin-bottom:var(--space-4);
  font-size:   var(--text-sm);
}

.footer-contact-item i {
  color:       var(--bcf-gold);
  margin-top:  3px;
  flex-shrink: 0;
}

.footer-contact-text { color: var(--bcf-gray-400); line-height: 1.6; }

/* Footer Bottom */
.footer-bottom {
  padding-top:     var(--space-8);
  border-top:      1px solid var(--glass-border);
  display:         flex;
  align-items:     center;
  justify-content: space-between;
  flex-wrap:       wrap;
  gap:             var(--space-4);
}

.footer-bottom-text {
  font-size: var(--text-sm);
  color:     var(--bcf-gray-500);
}

.footer-social {
  display:     flex;
  align-items: center;
  gap:         var(--space-3);
}

.social-link {
  width:           36px;
  height:          36px;
  border:          1px solid var(--glass-border);
  border-radius:   var(--radius-md);
  display:         flex;
  align-items:     center;
  justify-content: center;
  color:           var(--bcf-gray-400);
  font-size:       var(--text-sm);
  transition:      var(--transition-base);
  text-decoration: none;
}

.social-link:hover {
  border-color: var(--bcf-gold);
  color:        var(--bcf-gold);
  background:   rgba(212, 175, 55, 0.08);
  transform:    translateY(-2px);
}

/* Regulatory bar */
.regulatory-bar {
  padding:       var(--space-4);
  background:    rgba(212, 175, 55, 0.05);
  border-top:    1px solid rgba(212, 175, 55, 0.1);
  text-align:    center;
  font-size:     var(--text-xs);
  color:         var(--bcf-gray-500);
  line-height:   1.7;
}

/* ============================================================
   23. UTILITY CLASSES
   ============================================================ */
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.hidden  { display: none !important; }
.visible { visibility: visible !important; }

.m-0  { margin: 0; }
.mt-4 { margin-top: var(--space-4); }
.mt-6 { margin-top: var(--space-6); }
.mt-8 { margin-top: var(--space-8); }
.mb-4 { margin-bottom: var(--space-4); }
.mb-6 { margin-bottom: var(--space-6); }
.mb-8 { margin-bottom: var(--space-8); }
.mb-12{ margin-bottom: var(--space-12); }

.p-4  { padding: var(--space-4); }
.p-6  { padding: var(--space-6); }
.p-8  { padding: var(--space-8); }

.rounded    { border-radius: var(--radius-md); }
.rounded-lg { border-radius: var(--radius-lg); }
.rounded-xl { border-radius: var(--radius-xl); }
.rounded-full{ border-radius: var(--radius-full); }

.text-center { text-align: center; }
.text-right  { text-align: right; }
.text-left   { text-align: left; }

.font-bold   { font-weight: 700; }
.font-medium { font-weight: 500; }

.w-full  { width: 100%; }
.h-full  { height: 100%; }

.relative { position: relative; }
.absolute { position: absolute; }
.fixed    { position: fixed; }
.sticky   { position: sticky; }

.overflow-hidden { overflow: hidden; }

.opacity-50 { opacity: 0.5; }
.opacity-75 { opacity: 0.75; }

.cursor-pointer { cursor: pointer; }
.cursor-not-allowed { cursor: not-allowed; }

.no-select { user-select: none; }

.border-gold { border-color: var(--bcf-gold) !important; }

/* ============================================================
   24. ANIMATIONS
   ============================================================ */
@keyframes fadeIn {
  from { opacity: 0; }
  to   { opacity: 1; }
}

@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(30px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeInDown {
  from { opacity: 0; transform: translateY(-20px); }
  to   { opacity: 1; transform: translateY(0); }
}

@keyframes fadeInLeft {
  from { opacity: 0; transform: translateX(-30px); }
  to   { opacity: 1; transform: translateX(0); }
}

@keyframes fadeInRight {
  from { opacity: 0; transform: translateX(30px); }
  to   { opacity: 1; transform: translateX(0); }
}

@keyframes scaleIn {
  from { opacity: 0; transform: scale(0.9); }
  to   { opacity: 1; transform: scale(1); }
}

@keyframes pulse {
  0%, 100% { opacity: 1; }
  50%       { opacity: 0.5; }
}

@keyframes shimmer {
  0%   { transform: translateX(-100%); }
  100% { transform: translateX(100%); }
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-10px); }
}

@keyframes glow {
  0%, 100% { box-shadow: 0 0 20px rgba(212, 175, 55, 0.3); }
  50%       { box-shadow: 0 0 40px rgba(212, 175, 55, 0.6); }
}

@keyframes glowBlue {
  0%, 100% { box-shadow: 0 0 20px rgba(26, 82, 240, 0.3); }
  50%       { box-shadow: 0 0 40px rgba(26, 82, 240, 0.6); }
}

@keyframes borderPulse {
  0%, 100% { border-color: rgba(212, 175, 55, 0.3); }
  50%       { border-color: rgba(212, 175, 55, 0.8); }
}

@keyframes countUp { from { opacity: 0; } to { opacity: 1; } }

.animate-fade-in     { animation: fadeIn 0.5s ease both; }
.animate-fade-in-up  { animation: fadeInUp 0.6s ease both; }
.animate-fade-in-down{ animation: fadeInDown 0.6s ease both; }
.animate-scale-in    { animation: scaleIn 0.4s ease both; }
.animate-float       { animation: float 4s ease-in-out infinite; }
.animate-glow        { animation: glow 3s ease-in-out infinite; }
.animate-pulse       { animation: pulse 2s ease-in-out infinite; }

.delay-100 { animation-delay: 0.1s; }
.delay-200 { animation-delay: 0.2s; }
.delay-300 { animation-delay: 0.3s; }
.delay-400 { animation-delay: 0.4s; }
.delay-500 { animation-delay: 0.5s; }

/* Intersection Observer Animation Classes */
.reveal {
  opacity:    0;
  transform:  translateY(30px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.reveal.revealed {
  opacity:   1;
  transform: translateY(0);
}

/* ============================================================
   25. RESPONSIVE BREAKPOINTS
   ============================================================ */
@media (max-width: 1280px) {
  .footer-grid {
    grid-template-columns: 2fr 1fr 1fr 1fr;
  }
  .footer-grid > *:last-child { display: none; }
}

@media (max-width: 1024px) {
  :root { --nav-height: 70px; }

  .grid-4 { grid-template-columns: repeat(2, 1fr); }

  .footer-grid {
    grid-template-columns: 1fr 1fr 1fr;
  }

  .hero-title { font-size: clamp(2rem, 5vw, 3.5rem); }
}

@media (max-width: 768px) {
  :root {
    --nav-height: 65px;
    --space-20:   3rem;
    --space-24:   4rem;
    --space-32:   5rem;
  }

  .navbar-nav     { display: none; }
  .nav-toggle     { display: flex; }

  /* Mobile Nav Menu */
  .navbar-nav.mobile-open {
    display:         flex;
    flex-direction:  column;
    position:        fixed;
    top:             var(--nav-height);
    left:            0;
    right:           0;
    bottom:          0;
    background:      rgba(2, 11, 30, 0.98);
    backdrop-filter: blur(30px);
    padding:         var(--space-8);
    gap:             var(--space-2);
    overflow-y:      auto;
    animation:       fadeIn 0.3s ease;
    z-index:         var(--z-overlay);
  }

  .mobile-open .nav-link { font-size: var(--text-lg); padding: var(--space-4); }

  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }

  .hero-content { text-align: center; }
  .hero-actions { justify-content: center; }
  .hero-trust   { justify-content: center; }
  .hero-visual  { margin-top: var(--space-12); }

  .stats-section .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .stat-card::after      { display: none; }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap:                   var(--space-8);
  }

  .footer-bottom {
    flex-direction: column;
    text-align:     center;
  }

  .plan-card.featured { transform: scale(1); }

  .modal { margin: var(--space-4); max-width: calc(100vw - 2rem); }
}

@media (max-width: 480px) {
  :root { --space-8: 1.25rem; }

  .container { padding: 0 var(--space-4); }

  .btn-xl { padding: var(--space-4) var(--space-6); font-size: var(--text-base); }

  .hero-title { font-size: 2rem; }

  .stats-section .grid-4 { grid-template-columns: 1fr; }

  .footer-grid { grid-template-columns: 1fr; }

  .hero-card-secondary,
  .hero-card-tertiary { display: none; }
}

/* ============================================================
   26. PRINT STYLES
   ============================================================ */
@media print {
  .navbar, .footer, .btn, .modal-overlay { display: none !important; }
  body { background: white; color: black; }
  .glass, .glass-medium { background: #f5f5f5; border: 1px solid #ddd; }
}